Senior Actuarial Data Scientist

Full time

Employment Information

Fetch Pet Insurance, a tech-enabled pet wellness company, has consistently been an innovative leader in the pet insurance industry, offering the most extensive and all-inclusive pet insurance and health advice.

Put simply, Fetch makes vet bills affordable. We offer a comprehensive product that does not have any restrictions based on breed, age, or size. We are believers in helping pets get through their bad days but also focus on extending the good days. How do we do that? – through a wide portfolio of products + offerings, which include Fetch Health Forecast, our pet health and lifestyle blog, The Dig, and our partnerships with Project Street Vet and animal no-kill shelters across North America.

As a company, we understand the importance of work-life balance and prioritize the mental health + well-being of our employees, ensuring you can thrive both professionally and personally.

Not just pets, we want our employees to live their best lives, too — here at Fetch, you will have:

  • Comprehensive medical, dental, and vision insurance
  • 401K matching
  • Personal paid time off, 10 paid annual holidays, floating days
  • Educational Assistance programs
  • Department incentive perks
  • Fetch Pet Insurance discount - 50% off, up to $1,000 a year

Job overview.

The individual in this role will be responsible for helping Fetch continue to have best in class pricing and portfolio profitability in the industry. This teammate will be a member of a close knit actuarial team and will need to be adaptable wearing multiple hats in supporting various actuarial pricing initiatives. Time will be roughly evenly split between pricing modeling work and traditional actuarial pricing work.

The individual will leverage predictive analytics to improve the sophistication of our existing pricing models as well as build tools to monitor performance of our existing rating plans over time in regards to loss ratio, conversion rate, churn, and lifetime value. The individual will also support the development of filings and responding to regulatory objections in order to get regulatory approval associated with recommended pricing changes. The individual will also be involved in other special pricing projects as needed, such as, increased limit factors analysis, policyholder coverage utilization studies, and modeling impact of coverage language change proposals.


  • Improving the risk segmentation sophistication of our rating plans
  • Developing performance monitoring tools to monitor performance of our existing rating plans
  • Developing tools to monitor rate level over time
  • Writing SQL procedures to develop and maintain pricing and ratemaking datasets
  • Developing price elasticity curves to forecast impact of rating changes on churn and conversion
  • Assessing impact of rating changes on customer lifetime value
  • Reviewing and monitoring portfolio profitability using existing BI tools to identify areas of improvement for our risk segmentation models
  • Estimating impact of coverage and product changes on pricing
  • Developing revised increased limit factors and deductible discount factors
  • Forecasting impact of various member incentive programs on churn and lifetime value
  • Investigating policy utilization trends by coverage
  • Supporting rate filing work for our rating plans as needed
  • Supporting rate indication work as needed
  • Other duties as assigned

Required skills.

  • Passed at least four CAS/SOA actuarial exams passed (ACAS designation preferred)
  • At least 4 years of experience working in an actuarial or data science P&C and/or Health insurance role
  • 2 years of experience in an actuarial ratemaking and/or pricing modeling role is required
  • Advanced knowledge of SQL is required
  • Strong knowledge of R and/or Python is required
  • Intermediate knowledge of Excel is required
  • Advanced knowledge of generalized linear models (GLMs) is required
  • Intermediate knowledge of elastic net GLMs, random forests, k-means clustering, and geospatial statistics is desirable
  • The ability to review and evaluate data for quality, completeness, and reasonability is required
  • Ability to apply initiative and judgment to define and perform tasks, sometimes complex, and sees the bigger picture
  • Excellent verbal, interpersonal and written communication skills
  • Excellent team player; proven ability to apply innovative ideas and critical thinking
  • Able to anticipate needs, innovate and flourish in a high-volume, fast paced environment

About fetch

Fetch is a high-growth, Warburg-Pincus portfolio company. We are a passionate group of 200+ employees and partners across the U.S. and Canada dedicated to helping pets live their best lives. We have two offices (New York City, NY, and Winnipeg, Canada) and we currently provide security to over 360,000 pet parents.

We don’t just accept differences — we celebrate it, we support it, and we thrive on it for the benefit of our employees, our products, and our community. We are proud to be an equal-opportunity employer. We recruit, hire, pay, grow, and promote no matter of gender, race, color, sexual orientation, religion, age, protected veteran status, physical and mental abilities, or any other identities protected by law.


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