Data Scientist

A bit about us:

At BNP Paribas Personal Finance, we’re part of a global bank and are proud to be a Top Employer UK, providing a great place to work in an open and inclusive environment.

We’re here to provide simple and straightforward consumer finance solutions and we work with many well-known retailers and brands to help their customers finance their purchases in a responsible way.

We care about making a positive impact for our colleagues, customers, partners, and the wider community. That’s why we live by our values of we're positive, we’re brave, and we own it.

The Role:

Reporting to the Data Science Manager, as the Data Scientist at BNP Paribas Personal Finance UK, you will be a part of the Risk Analytics team, using data science techniques to shape credit strategy for our largest client. You will have the opportunity to deliver and present solutions in a fast – paced environment, which will lay the foundation for a culture that promotes data science, ensuring they are aligned with BNP strategies deliverables. This will involve collaborating with internal and external business functions, promoting the use of advanced analytics to transform data into meaningful insights, ensuring outputs produced are accurate and of a high standard.

We expect a strong level of coding experience, ideally in Python, with SAS or similar also advantageous.

Key Responsibilities:

• Develop, validate, and maintain explainable machine learning models, exploring, and adopting new data sources that improve efficacy of models.
• Solve business problems and analyse patterns in data using latest technologies, advanced analytics, and commercial acumen.
• Extract, cleanse and analyse large and complex datasets, structuring, manipulating, and staging to produce optimal decisions.
• Create and maintain reporting and support the wider Risk Analytics team with BAU tasks.
• Optimise scoring and policy through identification of high and low risk populations.
• Present data science techniques to wide ranging audience
• Conduct in-depth exploratory analysis on different client segments and portfolios, assessing KPI’s and ensuring outputs produced are accurate and of a high standard.
• Plan, control and deliver assigned projects, and participate as appropriate in cross functional projects and investigations, ensuring requirements are delivered to plan.
• Identify areas of cost reduction, service and process improvements that will results in adding value to the business whilst treating customers fairly.
• Keep abreast of new developments and regulatory issues and apply commercial acumen to produce actionable recommendations.

Skills & Attributes:

• Proven Data Science experience. (Must)
• Experience in Programming languages such as Python.
• Strong communication skills.
• Educated to a degree level or higher in a Quantitative Field.
• Experience in building machine learning models. (Must)
• Experience in Credit Risk function.
• Think outside of the box & strong Analytical skills.
• Experience in regression, clustering, classification, decision trees & statistical models.
• A self – starter who can apply their own initiative to the role.

Could this be you?

BNP Paribas Personal Finance believe it’s a positive attitude and passion to make things happen that matters most.

What’s in it for you?

As well as working for a Top Employer UK 2023 and being part of a team that changes customer’s lives, there are some excellent benefits too. We offer a competitive salary, a contributory pension scheme, and our Health Cash plan scheme. You also receive access to our multi-award-winning flexible benefits platform designed to provide you with the best range of benefits available to suit your lifestyle including life insurance and private medical insurance. There are also perks which give you fantastic discounts off eating out, cinema tickets, days out and much more. Learn more about what it means to be part of the BNP Paribas Personal Finance team here: https://www.youtube.com/playlist?list=PLQUzrPfMI6WNvADKdIPqN9PpY9vjjswdQ or follow this link to learn more about careers at BNP Paribas Personal Finance: https://www.bnpparibas-pf.co.uk/careers/.

Equal Opportunities Disclaimer

BNP Paribas Personal Finance promotes equality of opportunity and is committed to ensure that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity, race, religion or belief, sex or sexual orientation.